Protecting Your Wedding Ring
Wedding Ring Mistakes That Can Cost You Thousands Of Dollars
Tips On Caring For Your Wedding Ring
Protect Your Wedding Ring
Dont Make a Thousand Dollar Mistake
How To Pick Good Wedding Ring Coverage
How To Buy Wedding Ring Insurance
Frequently Made Mistakes That Cost Couples Thousands Of Dollars
Frequently Asked Questions About Ring Insurance
What Couples Need To Know About Engagement Rings
Selecting A Diamond Or Gemstone
How to Find a Good Deal on an Engagement Ring
Engagement Ring Advice For Clueless Men
Cleaning Your Engagement Ring
Choosing an Engagment Ring
Diamond Colors, Cuts, and Grades
The Difference Between a Diamond
Shining Facts About Jewelry Appraisals
Getting To Know Your Gemstones
Getting Started In Diamond Shapes
Evaluating Diamonds Up Close
Diamonds In The Rough
Choosing A Ring Setting
Shes Just Not Into Diamonds
I Want My Diamond Bigger
Bridal and Wedding Rings
What Future Brides And Grooms Need To Know About Wedding Rings
Warning Don't Get Ripped Off On Your Wedding Day
Tips On Buying Wedding Or Engagement Rings From Online Auctions
How To Find A Good Deal On A Wedding Ring
Five Tips For Choosing Your Wife
Engraving A Wedding Or Engagement Ring
Do I Need A Custom Made Ring
Choosing Ring Band Width For Your Engagement And Wedding
Choosing Metals For Your Ring
Choosing A Wedding Ring
Choosing A Wedding Band Design
Wedding and Engagement Ring Tips
Bridal Jewelry and Accessories at Auction Prices
Gold Swarovski Crystal Bridal Tiaras at Discounts
Auction Pricing on Pink Wedding Jewelry and Pearls
Discounts on Red Wedding Hairpieces and Tiaras
FREQUENTLY ASKED QUESTIONS ABOUT DIAMOND JEWELRY INSURANCE COVERAGE
Diamond jewelry insurance coverage is an excellent way to go-especially if you admit you're absent-minded sometimes. (And really, who isn't?) Losing a cherished possession such as a wedding ring can happen quickly and practically without warning. You could be washing dishes, enjoying yourself on the lake, camping-why your ring could even be stolen while you sleep! There are no guarantees that if you do anything you are sure to hold onto your ring. (Perhaps if you skin graft it on?) Buying ring insurance is a great idea. You can add jewelry loss and theft insurance coverage added to your homeowner's policy at a discount. It gives you peace of mind and prepares you in case of a worst-case scenario. So even if you do lose a valuable sentimental gift, you won't be out thousands of dollars! Consider a few frequently asked questions about engagement or wedding ring insurance.
Q: Is it really necessary to buy ring insurance? Doesn't my homeowner's insurance cover stolen rings?
A: Possibly, but then again, possibly not. Many policies don't consider lost rings as opposed to stolen ones, and even the companies that will cover lost rings won't give beyond $1000.00 or so.
Q: Is there a deductible?
A: In most cases there is, depending on the company you're dealing with. However, if you specifically want a "no deductible" plan, that can be arranged. When talking to a representative from the insurance company, be sure and ask specific questions about the deductible including how much it is and how raising or lowering that deductible will affect the policy cost.
Q: How does it work? Do I have to replace the ring before I see any coverage?
A: Not in every case. Some companies will give you a cash settlement and will not even require you to replace the ring. They might also allow you to select your own jeweler. Look for an insurance company that offers you the most options-preferably cash settlements.
Q: Once I buy wedding ring insurance I'm home free, right? No questions asked, no more worries, Hakuna Matata?
A: Not necessarily. One more item to request through your insurance agent is if your wedding or engagement ring is covered anywhere in the world. Is it just in the United States? What if you lose your wedding ring in another country? Ask as many questions as you can think of initially when dealing with your insurance agent-even if the questions seem silly. You may be surprised at the answer.